Funds are sometimes limited. Your lender should check the lender information before submitting an application
 

Buying your first home can be one of the most exciting steps you’ll take - it can also become a very overwhelming process.  When buying your first home you’ll want to pay careful attention to the type of loan you obtain, how to select a qualified Realtor® and items to look for as you walk through homes.

Colorado Housing Assistance Corporation offers you several resources along your journey of becoming a first-time homeowner.

First-Time Homebuyer Class:
Our first-time homebuyer class will give you a good start towards home ownership.  The class takes you through the entire home buying and mortgage finance process, from what it takes to qualify for a good mortgage, to working with a real estate agent, to how to find the right home for you and your family.  

This class is approved by Colorado Housing and Finance Authority (CHFA), Wells Fargo Bank and many others.

Classes are offered FREE several times each month at various locations.

Click here for a listing of class times and locations.


Counseling Services:
Our counselors are here to meet with you one-on-one to determine your personal readiness to buy a home.  Your counselor will work with you to determine the mortgage amount you qualify for and insure that you are comfortable with the payment and terms.  You'll also have the opportunity to view your credit report and determine if there are additional programs you may qualify for such as; mortgage assistance, down-payment assistance and grants.

To begin working with a housing counselor, call 303-572-9445 X23 to schedule an appointment.


Mortgage Assistance Loans:

This loan program offers financial assistance to help eligible, qualified first-time homebuyers cover their down payment and closing costs.  
To determine if you qualify and or apply for our mortgage assistance program, have your lender contact CHAC at 303-572-9445.
A CHFA approved first-time homebuyer class is required.

If you have not selected a Realtor® or Lender and would like a list of professionals familiar with CHAC, please call 303-572-9445 x10.