We hope you will find our website helpful. Colorado Housing Assistance Corporation is here to help you learn more about becoming a Homebuyer and maintaining homeownership. If you have difficulty with any feature please e-mail us at CHAC@chaconline.org. For additional help or information please call our office at (303) 572-9445.
Our office hours are Monday - Friday 8:30 a.m. to 5:00 p.m
New Income Limits: Please scroll down to the bottom of this page for the latest income limits (2013), effective December 11, 2012.
Down payment assistance for the city of Thornton is now available.
Loan amount- Maximum of $5,000 (regardless of purchase price)
Loan payments- $50.00 per month (not deferred, include a $5.00 per month service fee)
Interest rate- 5% simple interest (7.75% APR)
Fees- $200 loan commitment fee, $100 doc prep fee, $16 recording fee
Lenders: please send your applications to firstname.lastname@example.org
If you need the most recent HUD Secondary Financing Approval Letter please call (303)572-9445 Ext.10
Homebuyer Education Programs
CHAC provides onsite and online Homebuyer education.
- If you are in the Metro area you can register for one of our local on site classes. These classes are FREE. (see events to register)
- Otherwise, you can register for our online e-Home class. There is a fee for this class.(registration for e-Home)
- If you are also applying for any special programs please be sure to check with the agency providing the program for specific requirements for Homebuyer Education Classes. CHAC requires the on site class for clients in the Denver Metro area that will be applying for CHAC's Downpayment Assistance.
Lenders and Realtors - for the most recent information, guidelines, application, forms, etc. see Professionals - Lenders and Helpful Tools.
For Policies - Pay offs, Verification of Mortgage, Short Sale, Subordination, etc see Helpful Tools
Class Registration - see links below (First Time Homebuyer, NSP, CHAC, etc)
For the most recent information please be sure to refresh your browser (website last updated 12/20/2012) If you are interested in receiving our quarterly newsletter please email us at; CHAC@chaconline.org
CHAC's Statewide Income Limits for 2013
(For a complete list by County for the state of Colorado go to helpful tools link to the HUD website. These income limits are valid starting December 11, 2012)
(Some CHAC programs have lower limits by County. For Program descriptions go to helpful tools.)
CHAC does not discriminate based on age, race, sex, color, religion, national origin, sexual orientation, disability, veteran status or any other status protected by state or local law.
Home Buyer Class
For upcoming class dates,
details, and to register
This free course covers the buying and finance process and is offered free in various locations throughout the Metro Denver area.
Additional Workshops available for NSP programs see Events
CHAC Borrower Counseling Session
CHAC Program Lender/Realtor Training Held the second Wednesday of every month. Provides an overview of CHAC programs, policies and procedures. To register call 303-572-9445
First-Time Homebuyer Programs Workshop
see Events page for
dates and to register
(Realtor Ce Credit available)
To register click here